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Cheques & Passbook of 8 banks to become invalid from April 1

Customers of 8 banks which had merged with different bigger lenders ought to observe that from subsequent month onward their bank account numbers are predicted to exchange. These eight banks are – Vijaya Bank, Corporation Bank, Andhra Bank, Syndicate Bank, Oriental Bank of Commerce, United Bank of India, Allahabad Bank and Dena Bank. The account holders of these eight banks need to get a brand new cheque ebook and passbook issued as the ones they currently have will become invalid from April 1, 2021, onwards.

Punjab National National (PNB) has knowledgeable clients that the existing cheque books of United Bank of India and Oriental Bank of Commerce (OBC) turns into invalid on April 1, 2021, and that the account holders must get new ones issued. The account holders of those banks ought to also find out the IFSC and MICR code.

The account holders of these eight banks are also required to update their account info such as mobile number, address, name of the nominee, etc. The consumer must get a new cheque ebook and passbook issued from the financial institution with which their former banks had merged. After getting the new cheque e book and passbook, account holders should replace their banking details at the numerous monetary units.

Bank Mergers

On April 1, 2019, Dena Bank and Vijaya Bank were merged with Bank of Baroda. The amalgamation of the Oriental Bank of Commerce (OBC) and United Bank of India with PNB became finished on April 1, 2020. Other banks that merged are – Syndicate Bank merged with Canara Bank, Andhra Bank and Corporation Bank merged with Union Bank of India, Allahabad Bank merged with Indian Bank.

The authorities had introduced these mergers returned in August 2019. Ten PSBs had been to merge into 4 larger banks. This became the most important consolidation exercise within the records of the banking quarter, after which the quantity of PSBs in India dropped from 27 in 2007 to 12 in 2021.

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